# Terms and Conditions
**Effective Date:** 18 August 2026
Welcome to **NETCELL PAY**. By using our application or website, you agree to the following terms and conditions.
## 1. Acceptance of Terms
By accessing or using NETCELL PAY, you agree to comply with these Terms and Conditions.
## 2. Services
NETCELL PAY provides services including mobile recharge, DTH recharge, bill payments, AEPS, DMT, and other digital payment services.
## 3. User Responsibilities
* Provide accurate information.
* Keep your login credentials secure.
* Do not use the platform for fraudulent or illegal activities.
## 4. Payments
* All transactions are subject to successful payment confirmation.
* Successful transactions are generally non-refundable unless required by law or due to verified technical failure.
## 5. Failed Transactions
If a transaction fails after payment is deducted, it will be verified and processed according to our Refund Policy.
## 6. Account Suspension
We reserve the right to suspend or terminate accounts involved in suspicious, fraudulent, or policy-violating activities.
## 7. Limitation of Liability
NETCELL PAY is not responsible for delays or failures caused by telecom operators, banks, payment gateways, or other third-party service providers.
## 8. Privacy
Your use of our services is also governed by our Privacy Policy.
## 9. Changes to Terms
We may update these Terms and Conditions from time to time. Continued use of our services indicates acceptance of the updated terms.
## 10. Contact
**NETCELL PAY**
Email: developer@netcellpay.in
